Financing a vehicle can seem like an intimidating task but the Ford finance center at Ziems Ford Corners makes it easy to secure affordable financing or lease terms when you purchase a new or used vehicle from us. The friendly and professional finance experts at our Farmington Ford dealer will take the time to get to know you and your needs, and are entirely committed to finding you the best possible deal, no matter your credit situation. For added assurance, we also work closely with trusted financing sources to help you find and secure the right loan for you with a low rate and flexible terms.
We believe that shopping for a new ride should always be exciting and work hard to make the Ford finance process even easier by providing our Farmington customers with a variety of online tools, like our trade-in value form. With these resources, auto shoppers can calculate the value of their trade, find out what they can afford, and better estimate their buying power before visiting.
Deciding whether to buy or lease a new Ziems Ford Corners can be a difficult choice. It is important to know the differences between the two options so you can figure out which is best for you.
When you buy a vehicle, you are paying for the entire vehicle. Typically buyers make a down payment, either pay the sales tax in cash or roll the amount into the loan, and then make monthly payments with a set interest rate. This option is great for those who drive many miles, or plan on keeping their car for a long period of time.
When you lease a vehicle, you are only paying for the amount of the vehicle you use. The sales tax is included in the monthly lease payment, which is determined in part by a money factor that is much like an interest rate on a new car loan. Typically the first monthly payment is made when you sign the contract. Leasing is a great option for those who want lower monthly payments and a new vehicle every few years.